Privacy Agreement
Download our Privacy Agreement here
PRIVACY AGREEMENT
LADBROKE FINANCIAL SERVICES
Unit 3 / 28 Randall Street, slacks creek Qld 4127
And NEWFOUND CAR FINANCE PTY. LTD.
25 Kelton street Cardiff NSW 2285
Ladbroke Financial Services Pty Ltd
(LFS)
ABN 28 120 922 787
And NEWfound Car Finance Pty. Ltd.
ABN 92 809 017 016
Privacy Act Authorisation Agreement
This statement explains our Privacy Policy
rights of the applicant (“you”) and the rights
and obligations of Ladbroke financial services Pty Ltd and
Newfound car finance Pty. Ltd. (“we”) in relation
to your personal information.
We recognise the importance of protecting
the privacy of your personal information, Our privacy Policy
complies with the National Privacy Principles in the commonwealth
Privacy Act 1988 as well as any other applicable laws and
codes affecting your personal and credit information.
Personal information is information or opinion
that allows others to identify you. It includes your name,
age, gender, contact details and financial information. We
collect personal information to provide you with the products
and services you request as well as information on other products
and services offered by us. We only exchange personal information
with external organisations that help us provide these products
and services.
We require your consent to use your personal
for information for these purposes. Without consent, we may
not be able to process the application or provide you with
an appropriate level of service.
By signing this acknowledgement, you authorise us to:
- Collect, maintain, use and disclose your personal information
in accordance with our Privacy Policy;
- Act as your agent in seeking access to your consumer
credit information file held by a credit reporting agency
for an application, or proposed application by you for credit;
or you having sought advice in relation to existing credit.
Privacy Policy
The information in this document details
how we comply with the requirements of the Privacy Act in
protecting your personal information.
Privacy Regulation
Privacy Act 1988
The Commonwealth Government has enacted privacy
legislation to protect information held by all credit provides
(not just banks) about their customers’ personal credit
dealing, Since 1991, under part IJIA of the Privacy Act, credit
providers have only been allowed to disclose information about
personal credit dealings to certain classes of persons (such
as another bank or a credit union) for certain very limited
purposes.
Privacy Amendment (Private Sector) Act 2000
In December 2000, the Commonwealth Government
enacted further privacy legislation, which commenced 21 December
2001, amending the Privacy Act (implementing the National
Privacy Principles) to include provisions that regulate the
way private sector organisations collect, use, disclose, keep
secure and provide access to personal information.
We protect your personal information in accordance
with the National Privacy Principles.
Obtaining your consent
In most cases, before or at the time of utilising
our service, we obtain your consent to the purposes for which
we intend to use and disclose your personal information, if
you do not give us consent, we may not be able to provide
you with the products or services you want.
Disclosers
Depending on the product or service you require, we may obtain
from, or exchange personal information with:
- Credit reporting agency or other business that provides
information about credit worthiness, credit reports containing
personal or commercial credit information about you;
- Credit providers in seeking your finance and those providers
that may be named in credit reports Issued by a credit reporting
agency;
- Any employer named in this application to confirm your
employment details;
- Any motor vehicles or drivers’ licence registry
in Australia;
- External service providers that help us provide you with
the products and services.
- Any person acting on your behalf, including your financial
adviser, solicitor And accountant, executor, administrator,
trustee, guardian or attorney;
- Your referee (to confirm details about you);
- Regulatory bodies and government agencies;
Exchanging information with a credit reporting agency
When you apply for credit, lenders need to
be in a position to decide whether or not you are likely to
repay. The decision will be based on your current financial
position (including your other credit repayments) and on your
credit history (whether in the past you have been a reliable
payer). We will consider the information you give us when
you fill out your application and may check that information
with a credit reporting agency and with any other credit provider
with whom you have had dealings.
Access to Consumer Credit Information (Section 18K
(1)(b), privacy Act 1988
I / We agree that Ladbroke Financial Services
Pty Ltd and Newfound Car Finance Pty. Ltd. May obtain a consumer
credit report containing information about me from a credit
reporting agency for the purpose of assessing my / our application
for commercial credit.
Exchange of Credit Worthiness Information (Section
18N, privacy Act 1988)
I / We agree that the credit provider may
exchange information with those credit providers named in
this application or named in a consumer credit report issued
by a credit reporting agency for the following purposes:
- To assess an application by me / us for credit
- To notify other credit providers of a default by me /
us
- To exchange information with other credit providers as
to the status of this loan where I am in default with other
credit providers
- To assess my / our credit worthiness
I / We understand that the information exchanged
can include anything about my / our credit worthiness, credit
standing, credit history, or credit capacity that credit providers
are allowed to exchange under the Privacy Act.
Agreement to a credit provider being given
a consumer credit report by a credit reporting agency to assess
a guarantor (Section 18K (c) Privacy Act 1988)
I / We agree that Ladbroke Financial Services
Pty Ltd and Newfound Car Finance Pty. Ltd may obtain from
a credit reporting agency a consumer credit report containing
information about me / us for the purpose of assessing whether
to accept me / us as a guarantor for credit applied for by,
or provided to, the borrower (s) named in this agreement I
/ We agree that this agreement commences from the date of
this agreement and continues until the credit covered by the
borrower (s) application ceases.
Agreement to a credit provider disclosing
a report including a consumer credit report to potential or
existing guarantor (Section 18K (1) Privacy Act)
I / We agree that the credit provider may
give to a person who is currently a guarantor, or whom I /
We indicated is considering becoming a guarantor, a credit
report containing information about me / us for the purpose
of the preposed guarantor, deciding whether to act as a guarantor,
or to keep the existing guarantor,
Informed about the guarantee. I / We understand that the information
disclosed can include anything about my credit worthiness,
credit standing, credit history or credit capacity that credit
providers are allowed to disclose under the Privacy Act, and
includes a credit report.
Commission Disclosure Acknowledgement
I / We refer to my / our Application to the
lender and acknowledge I / We have been made aware that if
the lender approves the application and I / We accept the
lender’s subsequent loan offer, the lender will pay
to Ladbroke Financial Services (Dermayne Pty Ltd) a fee for
an amount agreed between The Lender and LFS for work in the
preparation and administration of the application.
I / We also acknowledge that LFS has the right to pay a fee
to any referring party for any introduction and assistance
with completing this finance application.
Access to Personal Information
You can request us to provide you with access
to the personal information we hold about you. Only relevant
information provided by you will be disclosed. Your identity
must be confirmed before access is provided.
Applicants Authorisation
I / We understand that Ladbroke Financial Services Pty Ltd
and Newfound Car Finance Pty. Ltd. Are asking me for personal
information about me so as to use Baycorp Advantage’s
credit reporting service to credit check me. I / We understand
that:
- Baycorp Advantage will give LFS and Newfound Car Finance
Pty. Ltd. Information about me for that purpose.
- LFS and Newfound Car Finance Pty. Ltd will give my personal
information to Baycorp Advantage, and that Baycorp Advantage
will hold that information on their systems and use it to
provide their credit reporting service.
- When other Baycorp Advantage customers use the Baycorp
Advantage credit reporting service, Baycorp Advantage may
give the information to those customers.
- You may use Baycorp Advantage’s credit reporting
services in the future for purposes related to the provision
of credit to me. This may include using Baycorp Advantage’s
monitoring services to receive updates if any of the information
held about me changes.
- If I default in my payment obligations to LFS, and /
or Newfound Car finance Pty, Ltd. Information about my default
to other Baycorp Advantage customers.
Applicant’s acknowledgement
I / We Acknowledge and consent to the information
and consent to the aforementioned terms of the Ladbroke Finance
Services Pty ltd and Newfound Car finance Pty. Ltd. Privacy
Agreement
Applicant 1_____________________________________________
Applicant 2_____________________________________________
Date _____/_____/_____
GUARANTOR’S ACKNOWLEDMENT
I / We agree that the Credit Provider may
seek a credit report concerning me / us from a credit reporting
agency to assess whether to accept me / us a guarantor of
the finance commitments for the above named applicant / s
under (Section 18K(1)(c))
Guarantor______________________________________________
Guarantor______________________________________________
Date _____/_____/_____
Contact
Our dealership is open from:
8.30 - 5.30 Weekdays
8.30 - 5.00 Saturday - Sunday
| Telephone: |
02 4953 7700 |
| Fax: |
02 4953 7788 |
Mobile: |
0418 682174 |
Email: |
enquires@utg.com.au |
| Address: |
Under Ten Grand
Cnr Main Road & Macquarie Road
Cardiff NSW 2293 |
|
 |
"We'll do
the Deal"
Copyright© 2007 Under Ten Grand, all
rights reserved.
Used Car Sales - Newcastle NSW Australia
Website designed by MaoWebstyle |
